|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-429-1009.
|
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >
|
Thank You!
We really appreciate your help during the entire course of the house hunting and selling.
Wendy, Chi, Vivian and Victor Dai
Read Quote >
View All Quotes >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
|
 |
Welcome! Please use my website to learn about southwestern Connecticut--Westport, Weston, Wilton, Fairfield, Easton, Norwalk and Stamford--"my towns!"  Buying or selling a home is emotionally and financially one of the biggest events in your life. Be it a starter home for first time buyers, a move up with a growing family or down sizing for empty nesters it is a huge event and can be overwhelming. My first priority is for you--my client--and to receive enought infomation from me that you will feel comfortable you are making the right decisions for you and your families. I will lead you through every step of the process. FOR BUYERS this begins with introducing you to various towns so you are able to find the right fit. Will it be a shore line, beach community such as Westport, Fairfield, Norwalk or Stamford? Or would you like more open space "in the country" like you will find in Wilton, Weston, and Easton. You can begin that search on this website with town information and community links. I will educate you to what is happening in the Real Estate market so when you have found the right home you are confident you are spending money wisely--and make the offer. HOME SELLERS also need to know what is happening in the Real Estate market to be realistic about what their house is worth. This means I need to be honest and forthright in my information about comparable houses so you can make an informed decision about your pricing. I will also give suggestions about getting your house ready to sell and "staging." Today the internet is the name of the game in marketing homes--85% of our buyers have looked at houses on the internet and find the houses they want to see. Prudential Connecticut Realty and I are able to give your home more internet presence than any other agency--exposure that brings results! Prudential has many unique services for buyers and sellers such as Value Range Marketing, 24/7 listing information, HomeEfficient, and Home Suites--ask me for details. Buying or selling together we will develop a plan of action unique for you and your home and will make the process as easy, profitable, and enjoyable as possible for you and your family. I am an award winning Real Estate agent and would be happy to share my knowledge and pride in "my towns" of Westport, Weston, Wilton, Fairfield, Easton, Norwalk, and Stamford in our very special part of Connecticut. JoEllen Mack |
 |
|
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
|
|
| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
|
| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERT™ 
