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Disclosure Laws >Read the Fine Print

Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.

Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.

Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.

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Q	Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?
A	The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
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JoEllen Mack, REALTORŽ, real estate agent and broker for Westport, Weston and Norwalk Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

JoEllen Mack
Prudential CT Realty
272 Post Road East
Westport, CT 06880
Voice Mail: 203-429-1009
Direct Line: 203-454-3462
Fax: 203-454-2254
Email: jmack@prudentialct.com
I am your Connecticut Connection for "my towns" of Westport, Weston, Fairfield, Wilton, Easton, Norwalk and Stamford in Southwestern Fairfield County. I will help you find the right town and right home for your family. Buying or selling, together we will develop a plan of action unique for you and your timetable, making the Real Estate process as easy, profitable, and enjoyable as possible for you and your family. I am known for my honesty, integrity, and professionalism. My experience as a Top Producer, knowledge of Fairfield County, and genuine concern for clients enables me to consistently exceed my customers expectations. I have the Accredited Buyer Representative (ABR) designation and have earned many professional awards including being among the top 3% of Prudential Real Estate professionals in the nation, but my satisfied customers are my best testimonial. **Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

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